Pay Once
Own it outright. No installments, no waiting.
Own What You Love.
Your Way.
The smarter way to shop
Real market prices
Weekly or monthly payments
Secure checkout
No hidden surprises
Products
Everything you want.
Nothing marked up.
From phones to furniture and appliances, every product starts at its real market price.
JBL
JBL
JBL
JBL
Payment SectionOne product.
One product.
Multiple ways to own it.
Whether you want to pay once or spread it over time, the choice is yours.
Pay Weekly
Spread your payments across manageable weekly payments.
Pay Monthly
Pay over time with a monthly plan that works for you.
Confidence with every payment.
Know exactly what's left, what's next and when you're done.
Paystack-secured checkout
No stored card details
What we're building, end to end
No more compliance risk, onboarding stress, fragmented payroll or endless HR admin. There's a better way to hire, manage, and pay your global team – and it's right here.
The Credla App
Everything about your plan,
in one clear screen
Meet the app
Discover, shop, and pay without leaving the screen
Browse partner stores, start a plan, and track every instalment from one home screen built around your payday.
Search or snap a photo to find any phone, laptop, or appliance across partner stores.
See the real price and your instalment breakdown before you commit to a plan.
Track history, upcoming payments, and receipts in one tab.
Brand Partners
Designed for long-term partnerships.
We're building a platform that grows with our partners, with transparent pricing, reliable operations and flexible commercial terms.
Reach more customers
Help more people afford your products through flexible ownership.
Flexible partnership terms
Built to fit your brand and business.
Protect your brand
Transparent pricing, verified customers and a premium buying experience.
Good Questions
Before you ask, we'll tell you
No. Credla isn't a loan or a credit facility.
You're buying a real product at its real market price and paying over time.
There's no interest, just a one-time service fee that's shown upfront before you commit.
Your order is delivered after your first instalment is confirmed. Delivery timelines depend on the partner store, but most orders arrive within 2–5 business days.
Yes. You can pay off your remaining balance at any time without any early repayment fees.
We'll send you a reminder before your due date. If you miss a payment, your plan may be paused until the outstanding amount is cleared. We don't charge penalty fees, but access to new plans may be temporarily restricted.
Ready to own it your way?
Join the waitlist and be among the first to experience shopping without hidden surprises.
